/* =============================================================
   PAY ROLL LOAN AGENT — MAIN STYLESHEET
   ============================================================= */

/* DESIGN TOKENS */
:root {
  --navy: #0D1F3C; --navy-mid: #162C52; --navy-light: #1E3A6E;
  --gold: #C9922A; --gold-light: #E8B04B; --gold-pale: #FDF4E3;
  --cream: #FAFAF7; --off-white: #F4F2EE;
  --text: #1A1A2E; --text-muted: #6B6878; --text-light: #9A97A8;
  --white: #FFFFFF; --border: #E4E0D8;
  --shadow-sm: 0 2px 12px rgba(13,31,60,.07);
  --shadow-md: 0 8px 32px rgba(13,31,60,.12);
  --shadow-lg: 0 20px 60px rgba(13,31,60,.16);
  --radius: 12px; --radius-lg: 20px;
  --ff-serif: 'Cormorant Garamond', Georgia, serif;
  --ff-sans: 'DM Sans', system-ui, sans-serif;
  --transition: .3s cubic-bezier(.4,0,.2,1);
}

/* RESET */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--ff-sans); color: var(--text); background: var(--white); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
p { line-height: 1.7; }

/* UTILITY */
.container { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.section-label { font-family: var(--ff-sans); font-size: 11px; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); }
.section-title { font-family: var(--ff-serif); font-size: clamp(2rem,4vw,3rem); font-weight: 600; line-height: 1.18; color: var(--navy); margin-top: 10px; }
.section-title em { font-style: italic; color: var(--gold); }
.section-sub { font-size: 1rem; color: var(--text-muted); line-height: 1.7; max-width: 520px; margin-top: 14px; }
.text-center { text-align: center; }
.text-center .section-sub { margin-left: auto; margin-right: auto; }

/* BUTTONS */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 14px 30px; border-radius: 6px; font-family: var(--ff-sans); font-size: .9rem; font-weight: 500; letter-spacing: .02em; transition: var(--transition); cursor: pointer; border: none; }
.btn-primary { background: var(--gold); color: var(--white); }
.btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(201,146,42,.35); }
.btn-outline { border: 1.5px solid var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-white { background: var(--white); color: var(--navy); }
.btn-white:hover { background: var(--gold-pale); }
.btn svg { width: 16px; height: 16px; flex-shrink: 0; }
.btn-full { width: 100%; justify-content: center; }

/* REVEAL ANIMATION */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .65s ease, transform .65s ease; }
.reveal.visible { opacity: 1; transform: none; }
.reveal-delay-1 { transition-delay: .1s; }
.reveal-delay-2 { transition-delay: .2s; }
.reveal-delay-3 { transition-delay: .3s; }
.reveal-delay-4 { transition-delay: .4s; }

/* SKIP LINK & SCREEN READER */
.skip-link { position: absolute; top: -100px; left: 0; background: var(--gold); color: white; padding: 10px 20px; z-index: 9999; border-radius: 0 0 8px 0; }
.skip-link:focus { top: 0; }
.screen-reader-text { border: 0; clip: rect(1px,1px,1px,1px); height: 1px; margin: -1px; overflow: hidden; padding: 0; position: absolute; width: 1px; }

/* =========================================================
   NAVIGATION
   ========================================================= */
.site-nav { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; background: transparent; transition: background var(--transition), box-shadow var(--transition); }
.site-nav.scrolled, .site-nav.page-nav { background: rgba(255,255,255,.97); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); box-shadow: 0 1px 0 var(--border); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 32px; }
.nav-logo { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }
.nav-logo-mark { width: 40px; height: 40px; background: var(--gold); border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.nav-logo-mark svg { width: 22px; height: 22px; fill: white; }
.nav-logo-name { font-family: var(--ff-serif); font-size: 1.05rem; font-weight: 600; color: var(--navy); display: block; }
.nav-logo-sub { font-size: .68rem; letter-spacing: .1em; text-transform: uppercase; color: var(--text-muted); font-weight: 500; display: block; }
.site-nav:not(.scrolled):not(.page-nav) .nav-logo-name,
.site-nav:not(.scrolled):not(.page-nav) .nav-logo-sub { color: white; }
.site-nav:not(.scrolled):not(.page-nav) .nav-hamburger span { background: white; }
.site-nav:not(.scrolled):not(.page-nav) .nav-menu a { color: rgba(255,255,255,.85); }
.site-nav:not(.scrolled):not(.page-nav) .nav-menu a:hover { color: white; }
.site-nav:not(.scrolled):not(.page-nav) .btn-outline { border-color: rgba(255,255,255,.5); color: white; }
.site-nav:not(.scrolled):not(.page-nav) .btn-outline:hover { background: white; color: var(--navy); }
.nav-menu-wrap { display: flex; align-items: center; }
.nav-menu { display: flex; align-items: center; gap: 28px; list-style: none; margin: 0; padding: 0; }
.nav-menu li { position: relative; }
.nav-menu a { font-size: .875rem; font-weight: 500; color: var(--navy); opacity: .8; transition: opacity var(--transition); padding: 4px 0; }
.nav-menu a:hover, .nav-menu .current-menu-item > a { opacity: 1; color: var(--gold); }
.nav-menu .sub-menu { position: absolute; top: calc(100% + 12px); left: 0; min-width: 200px; background: white; border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow-md); opacity: 0; visibility: hidden; transform: translateY(-8px); transition: var(--transition); list-style: none; padding: 8px 0; }
.nav-menu li:hover > .sub-menu { opacity: 1; visibility: visible; transform: none; }
.nav-menu .sub-menu a { display: block; padding: 10px 16px; color: var(--text); font-size: .85rem; opacity: 1; }
.nav-menu .sub-menu a:hover { background: var(--off-white); color: var(--gold); }
.nav-cta { display: flex; align-items: center; gap: 10px; margin-left: 20px; }
.nav-hamburger { display: none; flex-direction: column; gap: 5px; padding: 8px; }
.nav-hamburger span { display: block; width: 22px; height: 2px; background: var(--navy); border-radius: 2px; transition: var(--transition); }
.mobile-menu { display: none; position: fixed; inset: 0; z-index: 999; background: white; flex-direction: column; padding: 90px 32px 40px; overflow-y: auto; }
.mobile-menu.open { display: flex; }
.mobile-nav-links { list-style: none; }
.mobile-nav-links > li > a { display: block; font-family: var(--ff-serif); font-size: 1.7rem; font-weight: 600; color: var(--navy); padding: 12px 0; border-bottom: 1px solid var(--border); }
.mobile-nav-links .sub-menu { list-style: none; padding-left: 16px; }
.mobile-nav-links .sub-menu a { display: block; font-size: 1.1rem; color: var(--text-muted); padding: 8px 0; border-bottom: 1px dashed var(--border); }
.mobile-menu-cta { margin-top: 24px; display: flex; flex-direction: column; gap: 10px; }

/* =========================================================
   HERO
   ========================================================= */
.hero { position: relative; min-height: 100vh; display: flex; align-items: center; overflow: hidden; background: var(--navy); }
.hero-bg { position: absolute; inset: 0; background: radial-gradient(ellipse 70% 60% at 80% 40%, rgba(201,146,42,.22) 0%, transparent 70%), radial-gradient(ellipse 50% 80% at -10% 60%, rgba(30,58,110,.6) 0%, transparent 70%), linear-gradient(160deg, #0D1F3C 0%, #162C52 60%, #1E3A6E 100%); }
.hero-pattern { position: absolute; inset: 0; background-image: repeating-linear-gradient(45deg, transparent, transparent 40px, rgba(201,146,42,.04) 40px, rgba(201,146,42,.04) 41px), repeating-linear-gradient(-45deg, transparent, transparent 40px, rgba(201,146,42,.04) 40px, rgba(201,146,42,.04) 41px); }
.hero-kente { position: absolute; left: 0; right: 0; bottom: 0; height: 6px; background: linear-gradient(90deg,#006B3F 0%,#006B3F 20%,#FCD116 20%,#FCD116 40%,#CE1126 40%,#CE1126 60%,#000 60%,#000 80%,#C9922A 80%,#C9922A 100%); opacity: .7; }
.hero-content { position: relative; z-index: 2; }
.hero-eyebrow { display: inline-flex; align-items: center; gap: 10px; background: rgba(201,146,42,.15); border: 1px solid rgba(201,146,42,.3); border-radius: 100px; padding: 6px 16px; margin-bottom: 28px; }
.hero-eyebrow span { font-size: .78rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--gold-light); }
.hero-eyebrow-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold-light); animation: pulse 2s infinite; }
@keyframes pulse { 0%,100%{opacity:1;transform:scale(1)}50%{opacity:.5;transform:scale(.7)} }
.hero h1 { font-family: var(--ff-serif); font-size: clamp(2.8rem,6vw,4rem); font-weight: 600; line-height: 1.1; color: white; max-width: 700px; margin-bottom: 24px; }
.hero h1 em { font-style: italic; color: var(--gold-light); display: block; }
.hero-sub { font-size: 1.05rem; color: rgba(255,255,255,.72); line-height: 1.75; max-width: 480px; margin-bottom: 40px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 60px; }
.hero-stats { display: flex; flex-wrap: wrap; gap: 32px; border-top: 1px solid rgba(255,255,255,.12); padding-top: 32px; }
.hero-stat-num { font-family: var(--ff-serif); font-size: 2.2rem; font-weight: 600; color: white; }
.hero-stat-num span { color: var(--gold-light); }
.hero-stat-label { font-size: .8rem; color: rgba(255,255,255,.55); text-transform: uppercase; letter-spacing: .1em; margin-top: 2px; }
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 56px;
  align-items: center;
  width: 100%;
  padding: 130px 0 80px;
}
.hero-content { position: relative; z-index: 2; }
.hero-card {
  position: relative;
  z-index: 2;
  width: 100%;
  background: rgba(255,255,255,.08);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: var(--radius-lg);
  padding: 32px;
  animation: float 6s ease-in-out infinite;
  flex-shrink: 0;
}
@keyframes float { 0%,100%{transform:translateY(-50%) translateY(0)}50%{transform:translateY(-50%) translateY(-14px)} }
.hero-card-title { font-family: var(--ff-serif); font-size: 1.3rem; color: white; margin-bottom: 20px; }
.hero-card-row { display: flex; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid rgba(255,255,255,.1); font-size: .875rem; }
.hero-card-row:last-of-type { border-bottom: none; }
.hero-card-key { color: rgba(255,255,255,.55); }
.hero-card-val { color: white; font-weight: 500; }
.hero-card-badge { margin-top: 20px; background: rgba(201,146,42,.2); border: 1px solid rgba(201,146,42,.35); border-radius: 6px; padding: 10px 14px; font-size: .82rem; color: var(--gold-light); text-align: center; }

/* TRUST BAR */
.trust-bar { background: var(--off-white); border-bottom: 1px solid var(--border); padding: 20px 0; }
.trust-bar-inner { display: flex; flex-wrap: wrap; gap: 12px 32px; align-items: center; justify-content: center; }
.trust-item { display: flex; align-items: center; gap: 8px; font-size: .83rem; font-weight: 500; color: var(--navy-mid); }
.trust-item svg { width: 16px; height: 16px; color: var(--gold); flex-shrink: 0; }

/* PAGE HERO (inner pages) */
.page-hero { background: linear-gradient(160deg,var(--navy) 0%,var(--navy-light) 100%); padding: 120px 0 72px; position: relative; overflow: hidden; }
.page-hero::after { content:''; position:absolute; inset:0; background: repeating-linear-gradient(45deg,transparent,transparent 40px,rgba(201,146,42,.04) 40px,rgba(201,146,42,.04) 41px); pointer-events:none; }
.page-hero-kente { position:absolute; bottom:0; left:0; right:0; height:6px; background: linear-gradient(90deg,#006B3F 0%,#006B3F 20%,#FCD116 20%,#FCD116 40%,#CE1126 40%,#CE1126 60%,#000 60%,#000 80%,#C9922A 80%,#C9922A 100%); opacity:.7; }
.page-hero-inner { position:relative; z-index:1; }
.breadcrumb { display:flex; align-items:center; gap:8px; margin-bottom:16px; flex-wrap:wrap; }
.breadcrumb a, .breadcrumb span { font-size:.8rem; color:rgba(255,255,255,.5); }
.breadcrumb a:hover { color:var(--gold-light); }
.breadcrumb .sep { color:rgba(255,255,255,.3); }
.breadcrumb .current { color:var(--gold-light); }
.page-hero h1 { font-family:var(--ff-serif); font-size:clamp(2.2rem,5vw,3.8rem); font-weight:600; color:white; line-height:1.15; }
.page-hero h1 em { font-style:italic; color:var(--gold-light); }
.page-hero-sub { font-size:1rem; color:rgba(255,255,255,.65); margin-top:14px; max-width:500px; line-height:1.7; }

/* =========================================================
   SECTIONS — HOMEPAGE
   ========================================================= */
.section-header { text-align:center; max-width:580px; margin:0 auto 60px; }
.services-section { padding:100px 0; background:var(--cream); }
.services-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(280px,1fr)); gap:24px; }
.service-card { background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); padding:36px 30px; transition:var(--transition); position:relative; overflow:hidden; }
.service-card::before { content:''; position:absolute; top:0;left:0;right:0; height:3px; background:var(--gold); transform:scaleX(0); transform-origin:left; transition:transform var(--transition); }
.service-card:hover { transform:translateY(-6px); box-shadow:var(--shadow-lg); }
.service-card:hover::before { transform:scaleX(1); }
.service-icon { width:52px;height:52px;background:var(--gold-pale);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:20px; }
.service-icon svg { width:24px;height:24px;color:var(--gold); }
.service-card h3 { font-family:var(--ff-serif);font-size:1.3rem;font-weight:600;color:var(--navy);margin-bottom:10px; }
.service-card p { font-size:.875rem;color:var(--text-muted);line-height:1.7;margin-bottom:20px; }
.service-link { display:inline-flex;align-items:center;gap:6px;font-size:.83rem;font-weight:600;color:var(--gold);text-transform:uppercase;letter-spacing:.08em;transition:gap var(--transition); }
.service-link:hover { gap:10px; }
.service-link svg { width:14px;height:14px; }

/* HOW IT WORKS */
.hiw-section { padding:100px 0; background:var(--white); }
.hiw-header { margin-bottom:64px; }
.hiw-steps { display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative; }
.hiw-steps::before { content:'';position:absolute;top:36px;left:calc(12.5% + 24px);right:calc(12.5% + 24px);height:1px;background:linear-gradient(90deg,var(--gold),var(--gold-light));z-index:0; }
.hiw-step { display:flex;flex-direction:column;align-items:center;text-align:center;padding:0 20px;position:relative;z-index:1; }
.hiw-step-num { width:72px;height:72px;border-radius:50%;border:2px solid var(--gold);background:var(--white);display:flex;align-items:center;justify-content:center;font-family:var(--ff-serif);font-size:1.5rem;font-weight:600;color:var(--gold);margin-bottom:20px;transition:var(--transition);box-shadow:0 0 0 8px white; }
.hiw-step:hover .hiw-step-num { background:var(--gold);color:white; }
.hiw-step h3 { font-family:var(--ff-serif);font-size:1.15rem;font-weight:600;color:var(--navy);margin-bottom:8px; }
.hiw-step p { font-size:.83rem;color:var(--text-muted);line-height:1.65; }
.hiw-cta-wrap { text-align:center;margin-top:56px; }

/* ELIGIBILITY */
.eligibility-section { padding:100px 0;background:var(--navy);position:relative;overflow:hidden; }
.eligibility-section::before { content:'';position:absolute;top:-120px;right:-120px;width:500px;height:500px;border-radius:50%;border:1px solid rgba(201,146,42,.15); }
.eligibility-section::after { content:'';position:absolute;bottom:-80px;left:-80px;width:300px;height:300px;border-radius:50%;border:1px solid rgba(201,146,42,.1); }
.eligibility-grid { display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;position:relative;z-index:1; }
.eligibility-section .section-label { color:var(--gold-light); }
.eligibility-section .section-title { color:white; }
.eligibility-section .section-sub { color:rgba(255,255,255,.6); }
.eligibility-list { display:flex;flex-direction:column;gap:14px;margin-top:28px; }
.eligibility-item { display:flex;align-items:center;gap:14px;padding:14px 18px;border-radius:10px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08); }
.eligibility-item svg { width:18px;height:18px;color:var(--gold-light);flex-shrink:0; }
.eligibility-item span { font-size:.9rem;color:rgba(255,255,255,.8); }
.eligibility-card { background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-lg);padding:40px; }
.eligibility-card h3 { font-family:var(--ff-serif);font-size:1.5rem;color:white;margin-bottom:8px; }
.eligibility-card-sub { font-size:.875rem;color:rgba(255,255,255,.5);margin-bottom:28px; }
.calc-row { margin-bottom:18px; }
.calc-label { font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.5);margin-bottom:6px; }
.calc-input { width:100%;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:8px;padding:12px 16px;color:white;font-family:var(--ff-sans);font-size:.95rem;outline:none;transition:border-color var(--transition); }
.calc-input:focus { border-color:var(--gold); }
.calc-input option { color:var(--text);background:white; }
.calc-result { margin-top:24px;background:rgba(201,146,42,.12);border:1px solid rgba(201,146,42,.3);border-radius:10px;padding:20px;text-align:center; }
.calc-result-label { font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-light);margin-bottom:6px; }
.calc-result-amount { font-family:var(--ff-serif);font-size:2rem;color:white; }
.calc-note { font-size:.75rem;color:rgba(255,255,255,.35);margin-top:14px;line-height:1.6; }

/* WHY US */
.why-section { padding:100px 0;background:var(--off-white); }
.why-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:28px; }
.why-card { background:white;border-radius:var(--radius-lg);padding:36px 28px;border:1px solid var(--border);text-align:center;transition:var(--transition); }
.why-card:hover { box-shadow:var(--shadow-md);transform:translateY(-4px); }
.why-card-icon { width:64px;height:64px;border-radius:50%;background:linear-gradient(135deg,var(--gold-pale),rgba(201,146,42,.15));display:flex;align-items:center;justify-content:center;margin:0 auto 20px; }
.why-card-icon svg { width:28px;height:28px;color:var(--gold); }
.why-card h3 { font-family:var(--ff-serif);font-size:1.2rem;font-weight:600;color:var(--navy);margin-bottom:10px; }
.why-card p { font-size:.875rem;color:var(--text-muted);line-height:1.7; }

/* TESTIMONIALS */
.testimonials-section { padding:100px 0;background:var(--white); }
.testimonials-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:28px; }
.testi-card { border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px;background:var(--white);transition:var(--transition); }
.testi-card:hover { box-shadow:var(--shadow-md); }
.testi-stars { display:flex;gap:3px;margin-bottom:16px; }
.testi-stars svg { width:14px;height:14px;color:var(--gold);fill:var(--gold); }
.testi-quote { font-family:var(--ff-serif);font-size:1.15rem;font-style:italic;color:var(--navy);line-height:1.6;margin-bottom:24px; }
.testi-author { display:flex;align-items:center;gap:12px; }
.testi-avatar { width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--navy-light));display:flex;align-items:center;justify-content:center;font-family:var(--ff-serif);font-size:1rem;font-weight:600;color:white;flex-shrink:0; }
.testi-name { font-size:.88rem;font-weight:600;color:var(--navy); }
.testi-role { font-size:.78rem;color:var(--text-muted); }

/* BLOG PREVIEW */
.blog-preview-section { padding:100px 0;background:var(--cream); }
.blog-section-header { display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:48px;gap:24px;flex-wrap:wrap; }
.posts-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:28px; }
.post-card { background:white;border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--border);transition:var(--transition); }
.post-card:hover { box-shadow:var(--shadow-md);transform:translateY(-4px); }
.post-thumb { aspect-ratio:16/9;background:linear-gradient(135deg,var(--navy),var(--navy-light));position:relative;overflow:hidden;display:flex;align-items:center;justify-content:center; }
.post-thumb img { width:100%;height:100%;object-fit:cover; }
.post-thumb-placeholder { width:40px;height:40px;opacity:.3; }
.post-thumb-placeholder path { fill:white; }
.post-cat { position:absolute;top:12px;left:12px;background:var(--gold);color:white;font-size:.7rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:4px 10px;border-radius:4px; }
.post-body { padding:24px; }
.post-meta { font-size:.75rem;color:var(--text-light);margin-bottom:8px; }
.post-meta a { color:var(--gold); }
.post-card h3 { font-family:var(--ff-serif);font-size:1.15rem;font-weight:600;color:var(--navy);line-height:1.4;margin-bottom:10px; }
.post-card h3 a { color:inherit;transition:color var(--transition); }
.post-card h3 a:hover { color:var(--gold); }
.post-excerpt { font-size:.83rem;color:var(--text-muted);line-height:1.65;margin-bottom:16px; }
.post-read-more { display:inline-flex;align-items:center;gap:5px;font-size:.8rem;font-weight:600;color:var(--gold);text-transform:uppercase;letter-spacing:.08em;transition:gap var(--transition); }
.post-read-more:hover { gap:9px; }
.post-read-more svg { width:12px;height:12px; }

/* CTA BANNER */
.cta-banner { padding:80px 0;background:linear-gradient(135deg,var(--gold) 0%,#A07018 100%);position:relative;overflow:hidden; }
.cta-banner::before { content:'';position:absolute;top:-60px;right:-60px;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.08); }
.cta-banner::after { content:'';position:absolute;bottom:-80px;left:10%;width:200px;height:200px;border-radius:50%;background:rgba(255,255,255,.06); }
.cta-banner-inner { position:relative;z-index:1;text-align:center; }
.cta-banner h2 { font-family:var(--ff-serif);font-size:clamp(1.8rem,4vw,2.8rem);color:white;margin-bottom:14px; }
.cta-banner p { color:rgba(255,255,255,.8);font-size:1rem;margin-bottom:32px;max-width:460px;margin-left:auto;margin-right:auto; }
.cta-banner-actions { display:flex;gap:14px;justify-content:center;flex-wrap:wrap; }

/* =========================================================
   ABOUT PAGE
   ========================================================= */
.about-section { padding:90px 0;background:var(--white); }
.about-grid { display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center; }
.about-img-wrap { position:relative;border-radius:var(--radius-lg);overflow:hidden;aspect-ratio:4/5;background:linear-gradient(160deg,var(--navy),var(--navy-light)); }
.about-img-wrap img { width:100%;height:100%;object-fit:cover; }
.about-img-placeholder { width:100%;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:16px;color:rgba(255,255,255,.4); }
.about-img-placeholder svg { width:64px;height:64px;opacity:.4; }
.about-img-placeholder span { font-size:.8rem;letter-spacing:.1em;text-transform:uppercase; }
.about-accent-card { position:absolute;bottom:-24px;right:-24px;background:var(--gold);border-radius:var(--radius);padding:20px 24px;box-shadow:var(--shadow-lg);min-width:160px; }
.about-accent-num { font-family:var(--ff-serif);font-size:2.4rem;font-weight:700;color:white;line-height:1; }
.about-accent-label { font-size:.75rem;color:rgba(255,255,255,.75);text-transform:uppercase;letter-spacing:.1em;margin-top:4px; }
.about-features { margin-top:32px;display:flex;flex-direction:column;gap:16px; }
.about-feature { display:flex;align-items:flex-start;gap:14px; }
.about-feature-icon { width:40px;height:40px;border-radius:8px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;flex-shrink:0; }
.about-feature-icon svg { width:18px;height:18px;color:var(--gold); }
.about-feature-title { font-weight:600;font-size:.92rem;color:var(--navy);margin-bottom:2px; }
.about-feature-desc { font-size:.85rem;color:var(--text-muted);line-height:1.6; }
.mission-section { padding:80px 0;background:var(--cream); }
.mission-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:32px; }
.mission-card { background:white;border-radius:var(--radius-lg);padding:36px 28px;border:1px solid var(--border);text-align:center; }
.mission-icon { width:64px;height:64px;border-radius:50%;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;margin:0 auto 20px; }
.mission-icon svg { width:28px;height:28px;color:var(--gold); }
.mission-card h3 { font-family:var(--ff-serif);font-size:1.3rem;font-weight:600;color:var(--navy);margin-bottom:10px; }
.mission-card p { font-size:.875rem;color:var(--text-muted);line-height:1.7; }

/* =========================================================
   CONTACT PAGE
   ========================================================= */
.contact-section { padding:90px 0;background:var(--white); }
.contact-grid { display:grid;grid-template-columns:1fr 1.4fr;gap:80px;align-items:start; }
.contact-detail { display:flex;align-items:flex-start;gap:14px;margin-bottom:20px; }
.contact-icon { width:40px;height:40px;border-radius:8px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;flex-shrink:0; }
.contact-icon svg { width:18px;height:18px;color:var(--gold); }
.contact-label { font-size:.75rem;text-transform:uppercase;letter-spacing:.1em;color:var(--text-light);margin-bottom:2px; }
.contact-value { font-size:.92rem;color:var(--navy);font-weight:500; }
.contact-value a { color:var(--gold); }
.contact-form-wrap { background:var(--off-white);border-radius:var(--radius-lg);padding:40px;border:1px solid var(--border); }
.contact-form-wrap h2 { font-family:var(--ff-serif);font-size:1.4rem;color:var(--navy);margin-bottom:24px; }
.form-row { display:grid;grid-template-columns:1fr 1fr;gap:16px; }
.form-group { display:flex;flex-direction:column;gap:6px;margin-bottom:16px; }
.form-group label { font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted); }
.form-group input,.form-group select,.form-group textarea { padding:12px 14px;border:1.5px solid var(--border);border-radius:8px;font-family:var(--ff-sans);font-size:.9rem;color:var(--text);background:white;outline:none;transition:border-color var(--transition); }
.form-group input:focus,.form-group select:focus,.form-group textarea:focus { border-color:var(--gold); }
.form-group textarea { resize:vertical;min-height:110px; }
.form-success { display:none;padding:16px;background:#e8f5e9;border:1px solid #a5d6a7;border-radius:8px;color:#2e7d32;font-size:.88rem;text-align:center;margin-top:12px; }
.form-error { display:none;padding:16px;background:#fdecea;border:1px solid #f5c2be;border-radius:8px;color:#c0392b;font-size:.88rem;text-align:center;margin-top:12px; }

/* =========================================================
   ARCHIVE / BLOG
   ========================================================= */
.archive-section { padding:72px 0 100px;background:var(--cream); }
.archive-layout { display:grid;grid-template-columns:1fr 320px;gap:56px;align-items:start; }
.archive-posts { display:flex;flex-direction:column;gap:32px; }
.archive-post-card { background:white;border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--border);display:grid;grid-template-columns:220px 1fr;transition:var(--transition); }
.archive-post-card:hover { box-shadow:var(--shadow-md);transform:translateY(-2px); }
.archive-post-thumb { background:linear-gradient(135deg,var(--navy),var(--navy-light));position:relative;overflow:hidden; }
.archive-post-thumb img { width:100%;height:100%;object-fit:cover;display:block; }
.archive-post-body { padding:28px;display:flex;flex-direction:column; }
.archive-post-body h2 { font-family:var(--ff-serif);font-size:1.35rem;font-weight:600;color:var(--navy);line-height:1.35;margin-bottom:10px; }
.archive-post-body h2 a { color:inherit;transition:color var(--transition); }
.archive-post-body h2 a:hover { color:var(--gold); }
.archive-post-body .post-excerpt { flex:1;margin-bottom:16px; }
.pagination { display:flex;justify-content:center;gap:8px;margin-top:56px; }
.pagination .page-numbers { width:40px;height:40px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:.88rem;font-weight:500;color:var(--navy);border:1.5px solid var(--border);transition:var(--transition); }
.pagination .page-numbers:hover,.pagination .current { background:var(--gold);color:white;border-color:var(--gold); }
.pagination .prev,.pagination .next { width:auto;padding:0 16px; }

/* =========================================================
   SINGLE POST
   ========================================================= */
.single-layout { padding:72px 0 100px;background:var(--white); }
.single-content-wrap { display:grid;grid-template-columns:1fr 320px;gap:56px;align-items:start; }
.article-header { margin-bottom:28px; }
.article-meta-row { display:flex;align-items:center;flex-wrap:wrap;gap:14px;margin-bottom:20px; }
.article-cat-badge { background:var(--gold);color:white;font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:5px 12px;border-radius:4px;text-decoration:none; }
.article-cat-badge:hover { background:var(--gold-light); }
.article-date,.article-read-time { font-size:.82rem;color:var(--text-muted); }
.article-author-pill { display:flex;align-items:center;gap:8px;font-size:.82rem;color:var(--text-muted); }
.article-title { font-family:var(--ff-serif);font-size:clamp(1.8rem,4vw,2.8rem);font-weight:600;color:var(--navy);line-height:1.2;margin-bottom:16px; }
.article-excerpt { font-size:1.05rem;color:var(--text-muted);line-height:1.7;margin-bottom:32px;border-left:3px solid var(--gold);padding-left:16px; }
.single-featured-img { border-radius:var(--radius-lg);overflow:hidden;margin-bottom:40px;aspect-ratio:16/7; }
.single-featured-img img { width:100%;height:100%;object-fit:cover; }
.article-body { font-size:1rem;line-height:1.8;color:var(--text); }
.article-body h2 { font-family:var(--ff-serif);font-size:1.75rem;font-weight:600;color:var(--navy);margin:40px 0 16px; }
.article-body h3 { font-family:var(--ff-serif);font-size:1.4rem;font-weight:600;color:var(--navy);margin:32px 0 12px; }
.article-body h4 { font-family:var(--ff-serif);font-size:1.15rem;font-weight:600;color:var(--navy);margin:24px 0 8px; }
.article-body p { margin-bottom:20px; }
.article-body ul,.article-body ol { margin:0 0 20px 24px; }
.article-body li { margin-bottom:8px;line-height:1.7; }
.article-body blockquote { border-left:3px solid var(--gold);padding:16px 24px;margin:32px 0;background:var(--gold-pale);border-radius:0 var(--radius) var(--radius) 0;font-family:var(--ff-serif);font-size:1.2rem;font-style:italic;color:var(--navy); }
.article-body a { color:var(--gold);text-decoration:underline;text-underline-offset:3px; }
.article-body img { border-radius:var(--radius);margin:24px 0; }
.article-body table { width:100%;border-collapse:collapse;margin:24px 0;font-size:.9rem; }
.article-body table th { background:var(--navy);color:white;padding:12px 16px;text-align:left; }
.article-body table td { padding:12px 16px;border-bottom:1px solid var(--border); }
.article-body table tr:nth-child(even) td { background:var(--off-white); }
.article-body .wp-block-image { margin:24px 0; }
.article-footer { margin-top:40px;padding-top:24px;border-top:1px solid var(--border); }
.article-tags { display:flex;align-items:center;flex-wrap:wrap;gap:8px;margin-bottom:24px; }
.article-tags-label { font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted); }
.article-tags .tag,.article-tags a { background:var(--off-white);border:1px solid var(--border);border-radius:100px;padding:5px 14px;font-size:.78rem;color:var(--text-muted);transition:var(--transition); }
.article-tags .tag:hover,.article-tags a:hover { background:var(--gold-pale);border-color:var(--gold);color:var(--gold); }
.article-author-box { display:flex;gap:20px;padding:32px;background:var(--off-white);border-radius:var(--radius-lg);border:1px solid var(--border);margin-top:48px; }
.author-avatar { width:72px;height:72px;border-radius:50%;background:var(--navy);overflow:hidden;flex-shrink:0;display:flex;align-items:center;justify-content:center; }
.author-avatar img { width:100%;height:100%;object-fit:cover; }
.author-avatar svg { width:32px;height:32px;opacity:.5;fill:white; }
.author-box-name { font-family:var(--ff-serif);font-size:1.1rem;font-weight:600;color:var(--navy);margin-bottom:4px; }
.author-box-role { font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin-bottom:10px; }
.author-box-bio { font-size:.875rem;color:var(--text-muted);line-height:1.7; }
.related-posts { padding-top:64px; }
.related-posts h2 { font-family:var(--ff-serif);font-size:1.6rem;color:var(--navy);margin-bottom:32px; }
.related-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:24px; }

/* SIDEBAR */
.sidebar { position:sticky;top:90px; }
.sidebar-widget { background:white;border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;margin-bottom:28px; }
.widget-title { font-family:var(--ff-serif);font-size:1.15rem;font-weight:600;color:var(--navy);margin-bottom:20px;padding-bottom:12px;border-bottom:2px solid var(--gold); }
.sidebar-cta-widget { background:var(--navy);border-color:transparent; }
.sidebar-cta-widget .widget-title { color:white;border-bottom-color:var(--gold); }
.sidebar-cta-widget p { font-size:.88rem;color:rgba(255,255,255,.65);margin-bottom:20px;line-height:1.6; }
.recent-posts-list { display:flex;flex-direction:column;gap:16px; }
.recent-post-item { display:flex;gap:12px;align-items:flex-start; }
.recent-post-thumb { width:60px;height:60px;border-radius:8px;background:var(--navy);overflow:hidden;flex-shrink:0;display:flex;align-items:center;justify-content:center; }
.recent-post-thumb img { width:100%;height:100%;object-fit:cover; }
.recent-post-title { font-size:.85rem;font-weight:500;color:var(--navy);line-height:1.4;margin-bottom:4px;transition:color var(--transition);display:block; }
.recent-post-title:hover { color:var(--gold); }
.recent-post-date { font-size:.75rem;color:var(--text-light); }
.categories-list a { display:flex;justify-content:space-between;align-items:center;font-size:.88rem;color:var(--text-muted);padding:8px 0;border-bottom:1px solid var(--border);transition:color var(--transition); }
.categories-list a:hover { color:var(--gold); }
.categories-list .count { background:var(--off-white);border-radius:100px;padding:2px 8px;font-size:.72rem; }
.tag-cloud { display:flex;flex-wrap:wrap;gap:8px; }
.tag-cloud a { background:var(--off-white);border:1px solid var(--border);border-radius:100px;padding:5px 14px;font-size:.78rem;color:var(--text-muted);transition:var(--transition); }
.tag-cloud a:hover { background:var(--gold-pale);border-color:var(--gold);color:var(--gold); }
.search-form { display:flex;gap:8px; }
.search-form input { flex:1;padding:10px 14px;border:1.5px solid var(--border);border-radius:8px;font-family:var(--ff-sans);font-size:.88rem;outline:none;transition:border-color var(--transition); }
.search-form input:focus { border-color:var(--gold); }
.search-form button { padding:10px 14px;background:var(--gold);color:white;border-radius:8px;transition:var(--transition);cursor:pointer; }
.search-form button:hover { background:var(--gold-light); }
.search-form button svg { width:16px;height:16px; }

/* FOOTER */
.site-footer { background:var(--navy);color:rgba(255,255,255,.65);padding:80px 0 0; }
.footer-grid { display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:48px;padding-bottom:64px;border-bottom:1px solid rgba(255,255,255,.1); }
.footer-logo { display:flex;align-items:center;gap:10px;margin-bottom:16px; }
.footer-logo-mark { width:36px;height:36px;background:var(--gold);border-radius:7px;display:flex;align-items:center;justify-content:center;flex-shrink:0; }
.footer-logo-mark svg { width:20px;height:20px;fill:white; }
.footer-logo-name { font-family:var(--ff-serif);font-size:.95rem;font-weight:600;color:white; }
.footer-tagline { font-size:.85rem;line-height:1.7;margin-bottom:20px;color:rgba(255,255,255,.5); }
.footer-social { display:flex;gap:10px; }
.footer-social a { width:36px;height:36px;border-radius:8px;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;transition:var(--transition); }
.footer-social a:hover { background:var(--gold); }
.footer-social svg { width:16px;height:16px;fill:rgba(255,255,255,.7); }
.footer-col-title { font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.12em;color:white;margin-bottom:18px; }
.footer-links { display:flex;flex-direction:column;gap:10px;list-style:none;padding:0; }
.footer-links a { font-size:.85rem;color:rgba(255,255,255,.5);transition:color var(--transition); }
.footer-links a:hover { color:var(--gold-light); }
.footer-bottom { padding:20px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px; }
.footer-bottom-text { font-size:.8rem;color:rgba(255,255,255,.35); }
.footer-bottom-links { display:flex;gap:20px;list-style:none;padding:0; }
.footer-bottom-links a { font-size:.78rem;color:rgba(255,255,255,.35);transition:color var(--transition); }
.footer-bottom-links a:hover { color:rgba(255,255,255,.7); }

/* WP ALIGNMENT */
.alignleft { float:left;margin:0 24px 16px 0; }
.alignright { float:right;margin:0 0 16px 24px; }
.aligncenter { display:block;margin:24px auto; }
.wp-caption-text { font-size:.78rem;color:var(--text-muted);text-align:center;margin-top:6px; }

/* RESPONSIVE */
@media (max-width:1100px) {
  .posts-grid { grid-template-columns:repeat(2,1fr); }
  .footer-grid { grid-template-columns:1fr 1fr; }
  .hero-card { display:none; }
  .why-grid { grid-template-columns:repeat(2,1fr); }
  .hiw-steps { grid-template-columns:repeat(2,1fr);gap:40px; }
  .hiw-steps::before { display:none; }
}
@media (max-width:900px) {
  .archive-layout,.single-content-wrap { grid-template-columns:1fr; }
  .sidebar { position:static; }
  .related-grid { grid-template-columns:repeat(2,1fr); }
  .archive-post-card { grid-template-columns:160px 1fr; }
  .mission-grid { grid-template-columns:repeat(2,1fr); }
}
@media (max-width:768px) {
  .nav-menu-wrap,.nav-cta { display:none; }
  .nav-hamburger { display:flex; }
  .about-grid,.eligibility-grid,.contact-grid,.testimonials-grid,.mission-grid { grid-template-columns:1fr; }
  .about-accent-card { bottom:-16px;right:16px; }
  .why-grid { grid-template-columns:1fr; }
  .hiw-steps { grid-template-columns:1fr;gap:32px; }
  .posts-grid { grid-template-columns:1fr; }
  .footer-grid { grid-template-columns:1fr; }
  .form-row { grid-template-columns:1fr; }
  .blog-section-header { flex-direction:column;align-items:flex-start; }
  .archive-post-card { grid-template-columns:1fr; }
  .archive-post-thumb { aspect-ratio:16/7; }
  .related-grid { grid-template-columns:1fr; }
  .mission-grid { grid-template-columns:1fr; }
}
@media (max-width:480px) {
  .hero-stats { gap:20px; }
  .services-grid { grid-template-columns:1fr; }
  .cta-banner-actions { flex-direction:column;align-items:center; }
}


/* =========================================================
   SINGLE POST — SPECIFIC STYLES
   ========================================================= */

/* Post Hero */
.post-hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 120px 0 56px;
  position: relative;
  overflow: hidden;
}
.post-hero::after {
  content: '';
  position: absolute; inset: 0;
  background: repeating-linear-gradient(45deg, transparent, transparent 40px, rgba(201,146,42,.04) 40px, rgba(201,146,42,.04) 41px);
  pointer-events: none;
}
.post-hero-bg {
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 80% at 80% 20%, rgba(201,146,42,.18) 0%, transparent 70%);
}
.post-hero-inner { position: relative; z-index: 1; max-width: 800px; }
.post-cats { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 18px; }
.post-cat-badge {
  background: var(--gold); color: white;
  font-size: .72rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase;
  padding: 5px 14px; border-radius: 4px; transition: var(--transition);
}
.post-cat-badge:hover { background: var(--gold-light); }
.post-title {
  font-family: var(--ff-serif);
  font-size: clamp(1.8rem, 4vw, 3rem);
  font-weight: 600; color: white; line-height: 1.18;
  margin-bottom: 20px;
}
.post-meta-bar {
  display: flex; align-items: center; flex-wrap: wrap; gap: 20px;
}
.post-meta-item {
  display: flex; align-items: center; gap: 6px;
  font-size: .82rem; color: rgba(255,255,255,.6);
}
.post-meta-item svg { flex-shrink: 0; }
.post-updated { color: rgba(201,146,42,.8); }

/* Featured image */
.post-thumb-wrap { background: var(--off-white); }
.post-thumb-wrap .container { padding-top: 0; padding-bottom: 0; }
.post-featured-img {
  width: 100%; aspect-ratio: 16/7; object-fit: cover;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  display: block;
}

/* Post layout grid */
.post-layout { padding: 56px 0 100px; background: var(--white); }
.post-content-wrap {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 56px;
  align-items: start;
}

/* Article body */
.post-article { font-size: 1rem; line-height: 1.8; color: var(--text); }
.entry-content h2 { font-family: var(--ff-serif); font-size: 1.75rem; font-weight: 600; color: var(--navy); margin: 40px 0 16px; }
.entry-content h3 { font-family: var(--ff-serif); font-size: 1.4rem; font-weight: 600; color: var(--navy); margin: 32px 0 12px; }
.entry-content h4 { font-family: var(--ff-serif); font-size: 1.15rem; font-weight: 600; color: var(--navy); margin: 24px 0 8px; }
.entry-content p { margin-bottom: 20px; }
.entry-content ul, .entry-content ol { margin: 0 0 20px 24px; }
.entry-content li { margin-bottom: 8px; line-height: 1.7; }
.entry-content blockquote {
  border-left: 3px solid var(--gold); padding: 16px 24px; margin: 32px 0;
  background: var(--gold-pale); border-radius: 0 var(--radius) var(--radius) 0;
  font-family: var(--ff-serif); font-size: 1.2rem; font-style: italic; color: var(--navy);
}
.entry-content a { color: var(--gold); text-decoration: underline; text-underline-offset: 3px; }
.entry-content img { border-radius: var(--radius); margin: 24px 0; max-width: 100%; }
.entry-content table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: .9rem; }
.entry-content table th { background: var(--navy); color: white; padding: 12px 16px; text-align: left; }
.entry-content table td { padding: 12px 16px; border-bottom: 1px solid var(--border); }
.entry-content table tr:nth-child(even) td { background: var(--off-white); }
.page-links { margin: 24px 0; display: flex; gap: 8px; align-items: center; font-size: .88rem; }
.page-links .post-page-numbers {
  width: 32px; height: 32px; border-radius: 6px; display: flex; align-items: center; justify-content: center;
  background: var(--off-white); border: 1px solid var(--border); color: var(--navy); font-weight: 500;
  transition: var(--transition);
}
.page-links .post-page-numbers.current,
.page-links .post-page-numbers:hover { background: var(--gold); border-color: var(--gold); color: white; }

/* Tags */
.post-tags {
  display: flex; align-items: center; flex-wrap: wrap; gap: 8px;
  padding: 24px 0; border-top: 1px solid var(--border); margin-top: 32px;
}
.post-tags svg { color: var(--gold); flex-shrink: 0; }
.post-tag {
  background: var(--off-white); border: 1px solid var(--border); border-radius: 100px;
  padding: 5px 14px; font-size: .78rem; color: var(--text-muted); transition: var(--transition);
}
.post-tag:hover { background: var(--gold-pale); border-color: var(--gold); color: var(--gold); }

/* Share bar */
.post-share {
  display: flex; align-items: center; flex-wrap: wrap; gap: 10px;
  padding: 20px 0; border-top: 1px solid var(--border);
}
.post-share-label { font-size: .78rem; font-weight: 600; text-transform: uppercase; letter-spacing: .1em; color: var(--text-muted); margin-right: 4px; }
.share-btn {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 8px 16px; border-radius: 6px; font-size: .82rem; font-weight: 500;
  cursor: pointer; transition: var(--transition); border: 1.5px solid var(--border);
  background: var(--white); color: var(--navy); font-family: var(--ff-sans);
}
.share-btn:hover { border-color: var(--gold); color: var(--gold); background: var(--gold-pale); }
.share-fb:hover { background: #1877f2; color: white; border-color: #1877f2; }
.share-wa:hover { background: #25d366; color: white; border-color: #25d366; }
.share-tw:hover { background: #000; color: white; border-color: #000; }

/* Author box */
.author-box {
  display: flex; gap: 20px;
  padding: 32px; background: var(--off-white);
  border-radius: var(--radius-lg); border: 1px solid var(--border);
  margin-top: 40px;
}
.author-avatar { width: 72px; height: 72px; border-radius: 50%; overflow: hidden; flex-shrink: 0; background: var(--navy); }
.author-avatar-img { width: 100%; height: 100%; object-fit: cover; }
.author-label { font-size: .72rem; text-transform: uppercase; letter-spacing: .1em; color: var(--text-light); margin-bottom: 4px; }
.author-name { font-family: var(--ff-serif); font-size: 1.1rem; font-weight: 600; color: var(--navy); margin-bottom: 8px; }
.author-bio { font-size: .875rem; color: var(--text-muted); line-height: 1.7; }

/* Post navigation */
.post-nav { margin-top: 48px; padding-top: 32px; border-top: 1px solid var(--border); }
.post-nav-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.post-nav-link {
  padding: 20px; border: 1.5px solid var(--border); border-radius: var(--radius);
  display: flex; flex-direction: column; gap: 6px; transition: var(--transition);
}
.post-nav-link:hover { border-color: var(--gold); background: var(--gold-pale); }
.post-nav-next { text-align: right; }
.post-nav-dir {
  font-size: .72rem; text-transform: uppercase; letter-spacing: .12em;
  color: var(--gold); display: flex; align-items: center; gap: 4px; font-weight: 600;
}
.post-nav-next .post-nav-dir { justify-content: flex-end; }
.post-nav-title { font-family: var(--ff-serif); font-size: 1rem; font-weight: 600; color: var(--navy); line-height: 1.4; }

/* Post sidebar (same as archive sidebar) */
.post-sidebar { position: sticky; top: 90px; display: flex; flex-direction: column; gap: 0; }
.sidebar-widget {
  background: white; border: 1px solid var(--border); border-radius: var(--radius-lg);
  padding: 28px; margin-bottom: 28px;
}
.sidebar-widget-title {
  font-family: var(--ff-serif); font-size: 1.1rem; font-weight: 600; color: var(--navy);
  margin-bottom: 18px; padding-bottom: 12px; border-bottom: 2px solid var(--gold);
}
.sidebar-apply-cta { background: var(--navy); border-color: transparent; }
.sidebar-apply-cta .sidebar-widget-title { color: white; }
.sidebar-apply-cta p { font-size: .88rem; color: rgba(255,255,255,.65); line-height: 1.6; }
.related-posts-list { list-style: none; display: flex; flex-direction: column; gap: 14px; }
.related-post-item { display: flex; gap: 10px; align-items: flex-start; }
.related-post-thumb { width: 56px; height: 56px; border-radius: 8px; overflow: hidden; flex-shrink: 0; background: var(--navy); }
.related-post-thumb img { width: 100%; height: 100%; object-fit: cover; }
.related-post-title { font-size: .85rem; font-weight: 500; color: var(--navy); line-height: 1.4; display: block; transition: color var(--transition); margin-bottom: 3px; }
.related-post-title:hover { color: var(--gold); }
.related-post-date { font-size: .72rem; color: var(--text-light); }
.sidebar-eligibility { background: var(--gold-pale); border-color: rgba(201,146,42,.2); }
.sidebar-checklist { list-style: none; display: flex; flex-direction: column; gap: 10px; margin-top: 0; }
.sidebar-checklist li { display: flex; align-items: center; gap: 8px; font-size: .85rem; color: var(--navy); }
.sidebar-checklist svg { color: var(--gold); flex-shrink: 0; }
.sidebar-more-link { display: inline-block; margin-top: 14px; font-size: .82rem; font-weight: 600; color: var(--gold); }

/* =========================================================
   PAGE HERO (inner pages) — common styles
   ========================================================= */
.page-hero-bg {
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 70% 60% at 80% 40%, rgba(201,146,42,.18) 0%, transparent 70%);
  pointer-events: none;
}
.page-hero-content { position: relative; z-index: 1; }
.page-hero-sub { font-size: 1rem; color: rgba(255,255,255,.65); margin-top: 14px; max-width: 520px; line-height: 1.7; }

/* About page hero overrides */
.page-hero h1 .em-italic,
.page-hero h1 em { font-style: italic; color: var(--gold-light); }

/* =========================================================
   ABOUT PAGE
   ========================================================= */
.about-page-section { padding: 90px 0; background: var(--white); }
.about-page-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.about-content-wrap { padding-left: 8px; }
.about-content-wrap .section-sub { margin-top: 16px; max-width: 100%; }
.about-stats-row {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px;
  margin: 36px 0; padding: 28px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
}
.about-stat-item { text-align: center; }
.about-stat-num { font-family: var(--ff-serif); font-size: 2rem; font-weight: 700; color: var(--gold); line-height: 1; }
.about-stat-label { font-size: .75rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: .1em; margin-top: 4px; }

/* =========================================================
   CONTACT PAGE
   ========================================================= */
.contact-page-section { padding: 90px 0; background: var(--white); }
.contact-intro-label { font-family: var(--ff-serif); font-size: 2.1rem; font-weight: 600; color: var(--navy); line-height: 1.2; margin: 10px 0 16px; }
.contact-intro-label em { font-style: italic; color: var(--gold); }
.contact-intro-desc { font-size: .95rem; color: var(--text-muted); line-height: 1.7; margin-bottom: 32px; max-width: 400px; }
.contact-methods { display: flex; flex-direction: column; gap: 0; }
.contact-method {
  display: flex; align-items: flex-start; gap: 14px;
  padding: 18px 0; border-bottom: 1px solid var(--border);
}
.contact-method:last-child { border-bottom: none; }
.contact-method-icon {
  width: 42px; height: 42px; border-radius: 10px;
  background: var(--gold-pale); display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-method-icon svg { width: 18px; height: 18px; color: var(--gold); }
.contact-method-label { font-size: .72rem; text-transform: uppercase; letter-spacing: .1em; color: var(--text-light); margin-bottom: 3px; }
.contact-method-value { font-size: .92rem; color: var(--navy); font-weight: 500; }
.contact-method-value a { color: var(--gold); }
.contact-form-card {
  background: var(--off-white); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 40px;
}
.contact-form-card h2 { font-family: var(--ff-serif); font-size: 1.5rem; color: var(--navy); margin-bottom: 8px; }
.contact-form-card .form-sub { font-size: .88rem; color: var(--text-muted); margin-bottom: 28px; }
.wpcf7-not-valid-tip { font-size: .78rem; color: #c0392b; margin-top: 4px; }
.wpcf7-response-output { padding: 12px 16px; border-radius: 8px; font-size: .88rem; margin-top: 12px; }

/* FAQ Section */
.faq-section { padding: 80px 0; background: var(--cream); }
.faq-section h2 { font-family: var(--ff-serif); font-size: 2rem; font-weight: 600; color: var(--navy); text-align: center; margin-bottom: 40px; }
.faq-list { max-width: 720px; margin: 0 auto; display: flex; flex-direction: column; gap: 0; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-question {
  width: 100%; text-align: left; padding: 20px 0;
  font-family: var(--ff-serif); font-size: 1.1rem; font-weight: 600; color: var(--navy);
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  background: none; border: none; cursor: pointer; transition: color var(--transition);
}
.faq-question:hover { color: var(--gold); }
.faq-question svg { width: 18px; height: 18px; color: var(--gold); flex-shrink: 0; transition: transform var(--transition); }
.faq-item.open .faq-question svg { transform: rotate(45deg); }
.faq-answer { display: none; padding: 0 0 20px; font-size: .92rem; color: var(--text-muted); line-height: 1.75; }
.faq-item.open .faq-answer { display: block; }

/* Map embed */
.contact-map { border-radius: var(--radius-lg); overflow: hidden; margin-top: 32px; border: 1px solid var(--border); }
.contact-map iframe { display: block; width: 100%; height: 300px; border: none; }

/* =========================================================
   404 PAGE
   ========================================================= */
.error-404 { padding: 120px 0; text-align: center; background: var(--cream); min-height: 70vh; display: flex; align-items: center; }
.error-404-inner { max-width: 540px; margin: 0 auto; }
.error-404-num { font-family: var(--ff-serif); font-size: 8rem; font-weight: 700; color: var(--gold); opacity: .25; line-height: 1; }
.error-404-inner h1 { font-family: var(--ff-serif); font-size: 2rem; color: var(--navy); margin: 16px 0 12px; }
.error-404-inner p { color: var(--text-muted); margin-bottom: 28px; }
.error-404-inner .search-form { max-width: 360px; margin: 0 auto 24px; }

/* =========================================================
   ARCHIVE PAGE — additional styles
   ========================================================= */
.archive-hero { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%); padding: 120px 0 64px; position: relative; overflow: hidden; }
.archive-hero::after { content: ''; position: absolute; inset: 0; background: repeating-linear-gradient(45deg,transparent,transparent 40px,rgba(201,146,42,.04) 40px,rgba(201,146,42,.04) 41px); pointer-events: none; }
.archive-hero-inner { position: relative; z-index: 1; }
.archive-hero h1 { font-family: var(--ff-serif); font-size: clamp(2rem,5vw,3.5rem); font-weight: 600; color: white; line-height: 1.15; }
.archive-hero h1 em { font-style: italic; color: var(--gold-light); }

.archive-body { padding: 72px 0 100px; background: var(--cream); }
.archive-layout { display: grid; grid-template-columns: 1fr 320px; gap: 56px; align-items: start; }
.archive-posts-col { display: flex; flex-direction: column; gap: 32px; }
.archive-card {
  background: white; border-radius: var(--radius-lg); overflow: hidden;
  border: 1px solid var(--border); display: grid; grid-template-columns: 220px 1fr;
  transition: var(--transition);
}
.archive-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.archive-card-thumb { background: linear-gradient(135deg,var(--navy),var(--navy-light)); position: relative; overflow: hidden; }
.archive-card-thumb img { width: 100%; height: 100%; object-fit: cover; display: block; }
.archive-card-body { padding: 28px; display: flex; flex-direction: column; }
.archive-card-body h2 { font-family: var(--ff-serif); font-size: 1.3rem; font-weight: 600; color: var(--navy); line-height: 1.35; margin-bottom: 8px; }
.archive-card-body h2 a { color: inherit; transition: color var(--transition); }
.archive-card-body h2 a:hover { color: var(--gold); }
.archive-card-excerpt { font-size: .875rem; color: var(--text-muted); line-height: 1.65; flex: 1; margin-bottom: 16px; }

/* Pagination */
.posts-pagination { display: flex; justify-content: center; gap: 8px; margin-top: 56px; }
.posts-pagination .page-numbers {
  width: 40px; height: 40px; border-radius: 8px; display: flex; align-items: center; justify-content: center;
  font-size: .88rem; font-weight: 500; color: var(--navy); border: 1.5px solid var(--border);
  transition: var(--transition);
}
.posts-pagination .page-numbers:hover, .posts-pagination .current { background: var(--gold); color: white; border-color: var(--gold); }
.posts-pagination .prev, .posts-pagination .next { width: auto; padding: 0 16px; }

/* =========================================================
   ARCHIVE/SINGLE — responsive overrides
   ========================================================= */
@media (max-width: 900px) {
  .post-content-wrap { grid-template-columns: 1fr; }
  .post-sidebar { position: static; }
  .archive-layout { grid-template-columns: 1fr; }
  .archive-card { grid-template-columns: 160px 1fr; }
  .about-page-grid { grid-template-columns: 1fr; }
  .post-nav-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .archive-card { grid-template-columns: 1fr; }
  .archive-card-thumb { aspect-ratio: 16/7; }
  .about-stats-row { grid-template-columns: 1fr; gap: 12px; }
  .contact-form-card { padding: 24px; }
}

/* Contact page grid */
.contact-page-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 64px;
  align-items: start;
}

/* =========================================================
   SINGLE POST — FULL WIDTH CENTERED (no sidebar)
   ========================================================= */
.post-single-container {
  max-width: 780px;
  margin: 0 auto;
  padding: 0 24px;
}
.post-thumb-wrap { background: var(--off-white); padding: 0; }
.post-thumb-wrap .post-single-container { max-width: 920px; padding: 0 24px; }
.post-featured-img {
  width: 100%; aspect-ratio: 16/7; object-fit: cover;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
  display: block;
}
.post-layout { padding: 56px 0 100px; background: var(--white); }
.post-article { font-size: 1.05rem; line-height: 1.85; color: var(--text); }

/* Related posts (3-col inside single) */
.post-related { margin-top: 64px; padding-top: 48px; border-top: 1px solid var(--border); }
.post-related h2 { font-family: var(--ff-serif); font-size: 1.6rem; font-weight: 600; color: var(--navy); margin-bottom: 28px; }
.post-related-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.post-related-card { display: flex; flex-direction: column; border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; transition: var(--transition); }
.post-related-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.post-related-thumb { aspect-ratio: 16/9; background: linear-gradient(135deg,var(--navy),var(--navy-light)); overflow: hidden; }
.post-related-thumb img { width: 100%; height: 100%; object-fit: cover; display: block; }
.post-related-body { padding: 16px; }
.post-related-cat { font-size: .68rem; font-weight: 600; text-transform: uppercase; letter-spacing: .1em; color: var(--gold); display: block; margin-bottom: 6px; }
.post-related-body h3 { font-family: var(--ff-serif); font-size: 1rem; font-weight: 600; color: var(--navy); line-height: 1.35; margin-bottom: 6px; }
.post-related-date { font-size: .75rem; color: var(--text-light); }

/* Apply CTA banner inside single post */
.post-apply-cta {
  margin-top: 56px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-lg);
  padding: 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
}
.post-apply-cta h3 { font-family: var(--ff-serif); font-size: 1.5rem; color: white; margin-bottom: 8px; }
.post-apply-cta p { font-size: .88rem; color: rgba(255,255,255,.65); line-height: 1.6; max-width: 420px; }
.post-apply-cta .btn { white-space: nowrap; flex-shrink: 0; }

/* Post hero — full width heading area */
.post-hero-inner { max-width: 780px; margin: 0 auto; position: relative; z-index: 1; }

/* =========================================================
   COMPREHENSIVE RESPONSIVE FIXES
   ========================================================= */

/* Hero: collapse to single column on tablet */
@media (max-width: 1024px) {
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 40px;
    padding: 120px 0 60px;
  }
  .hero-card {
    animation: none;
    max-width: 480px;
  }
}

/* Hero: hide card on mobile, keep content */
@media (max-width: 640px) {
  .hero-inner { padding: 100px 0 48px; gap: 32px; }
  .hero-card { display: none; }
  .hero h1 { font-size: clamp(2rem,8vw,2.8rem); }
  .hero-sub { font-size: .95rem; }
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .hero-stats { gap: 20px; flex-wrap: wrap; }
  .hero-stat { min-width: 100px; }
}

/* Contact page grid — responsive */
@media (max-width: 900px) {
  .contact-page-grid { grid-template-columns: 1fr; gap: 40px; }
}
@media (max-width: 768px) {
  /* All inline-style grids on contact page */
  .contact-page-section > .container > div[style*="grid"] { display: block !important; }
  .contact-page-section > .container > div > div { margin-bottom: 40px; }
}

/* Single post responsive */
@media (max-width: 640px) {
  .post-related-grid { grid-template-columns: 1fr; }
  .post-apply-cta { flex-direction: column; text-align: center; }
  .post-apply-cta .btn { width: 100%; justify-content: center; }
  .post-nav-grid { grid-template-columns: 1fr; }
  .post-share { gap: 6px; }
  .share-btn { padding: 6px 10px; font-size: .78rem; }
  .author-box { flex-direction: column; align-items: center; text-align: center; }
}

/* About page responsive */
@media (max-width: 768px) {
  .about-page-grid { grid-template-columns: 1fr; }
  .about-accent-card { bottom: -16px; right: 16px; }
  .about-stats-row { grid-template-columns: repeat(3,1fr); }
}
@media (max-width: 480px) {
  .about-stats-row { grid-template-columns: 1fr; gap: 12px; }
}

/* Archive responsive */
@media (max-width: 900px) {
  .archive-layout { grid-template-columns: 1fr; }
  .archive-card { grid-template-columns: 160px 1fr; }
}
@media (max-width: 600px) {
  .archive-card { grid-template-columns: 1fr; }
  .archive-card-thumb { min-height: 180px; }
}

/* Footer responsive */
@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 580px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; align-items: center; text-align: center; }
  .footer-bottom-links { flex-wrap: wrap; justify-content: center; }
}

/* Services grid */
@media (max-width: 580px) {
  .services-grid { grid-template-columns: 1fr; }
}

/* Why grid */
@media (max-width: 768px) {
  .why-grid { grid-template-columns: 1fr; }
}
@media (min-width: 481px) and (max-width: 768px) {
  .why-grid { grid-template-columns: 1fr 1fr; }
}

/* Testimonials */
@media (max-width: 900px) {
  .testimonials-grid { grid-template-columns: 1fr; }
}
@media (min-width: 601px) and (max-width: 900px) {
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
}

/* Blog preview */
@media (max-width: 900px) {
  .posts-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 580px) {
  .posts-grid { grid-template-columns: 1fr; }
}

/* Mission cards */
@media (max-width: 768px) {
  .mission-grid { grid-template-columns: 1fr; }
}

/* How it works */
@media (max-width: 900px) {
  .hiw-steps { grid-template-columns: 1fr 1fr; gap: 40px; }
  .hiw-steps::before { display: none; }
}
@media (max-width: 580px) {
  .hiw-steps { grid-template-columns: 1fr; gap: 28px; }
}

/* Eligibility section */
@media (max-width: 900px) {
  .eligibility-grid { grid-template-columns: 1fr; gap: 40px; }
}

/* Form rows */
@media (max-width: 580px) {
  .form-row { grid-template-columns: 1fr; }
  .contact-form-card { padding: 24px 20px; }
}

/* FAQ */
@media (max-width: 580px) {
  .faq-question { font-size: 1rem; }
}

/* CTA banner */
@media (max-width: 580px) {
  .cta-banner-actions { flex-direction: column; align-items: center; }
  .cta-banner-actions .btn { width: 100%; justify-content: center; }
}

/* General container padding on very small screens */
@media (max-width: 400px) {
  .container { padding: 0 16px; }
  .post-single-container { padding: 0 16px; }
}

/* ── ABOUT VISUAL overflow fix on mobile */
.about-visual { overflow: visible; }
.about-img-wrap { position: relative; }
@media (max-width: 480px) {
  .about-accent-card { right: 8px; bottom: -12px; padding: 14px 16px; min-width: 130px; }
  .about-accent-num { font-size: 1.8rem; }
}

/* ── NAV tweaks for very small screens */
@media (max-width: 360px) {
  .nav-logo-sub { display: none; }
  .nav-logo-name { font-size: .9rem; }
}

/* ── Eligibility card on mobile */
@media (max-width: 580px) {
  .eligibility-card { padding: 24px 20px; }
  .calc-result-amount { font-size: 1.5rem; }
}

/* ── Post hero on mobile */
@media (max-width: 580px) {
  .post-hero { padding: 100px 0 40px; }
  .post-title { font-size: clamp(1.5rem,6vw,2.2rem); }
  .post-meta-bar { gap: 12px; }
  .post-cats { margin-bottom: 12px; }
}