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Frequently Asked Questions
Any confirmed government or public sector employee who is on the Ghana Controller & Accountant General Department (CAGD) payroll is eligible. This includes teachers, nurses, police officers, civil servants, and employees of all MDAs.
Once all required documents are submitted and verified, most loans are approved within 3 to 72 hours. Emergency loans can be fast-tracked for same-day or next-day processing.
You will need your valid Ghana Card (National ID), a picture of yourself (Selfie), and your active Mobile Money account or Ghana bank account details. Additional documents may be required by the specific lender.
Absolutely not. We operate with full transparency. All fees, processing charges, and interest rates are disclosed before you agree to any agreement. What is quoted is what you pay.
Repayment is made through automatic payroll deductions each month. A fixed amount is deducted from your salary and sent directly to the lending institution, so you never have to worry about missing a payment.
It depends on your current deduction level. CAGD rules allow a maximum percentage of your salary to be committed to third-party deductions. We will assess your situation and advise on feasibility and options including restructuring.